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/ Category Archives: House insurance

Payment-Op de Beeck & Worth

Payment of Premiums

The claims for the extensive damage resulting from the recent floods on the coast in early December were, to a large extent, met by Spain’s Consorcio de Compensacion de Seguros (CCS). The CCS is a central compensation fund which is funded by a very small percentage of the sums insured on every insurance policy sold

May 16, 2017
Mortgage-Op de Beeck & Worth

Money back on your mortgage?

If you have taken a mortgage out with a Spanish bank over the past few years, you may be entitled to some money back. Back in the era of higher interest rates, several banks introduced a controversial clause known as the “floor clause”, which imposed a minimum interest rate on floating rate mortgages, which meant

May 16, 2017
Floods-Op de Beeck & Worth

December Floods

We are pleased to confirm that we are nearing the end of the dramatic increase in workload created by the December floods, and the vast majority of our clients have now put the experience behind them. We opened in excess of 500 claims resulting from the unprecedented rains on the 3rd & 4th December, and have

May 16, 2017
Fees-Op de Beeck & Worth

Op de Beeck & Worth TOB

Having maintained our annual policy fee static since we first introduced it back in 2011, we advise that we will be applying a new schedule of fees as of the 1st July 2017. The updated schedule is of course available to all our clients at our offices. While we have done our utmost to absorb

May 15, 2017
Flooding in Marbella

Follow up to recent article on the floods provided by Danni Worth (Op de Beeck & Worth)

It’s been almost two weeks since the disastrous storms and subsequent flooding in Malaga of the 3rd & 4th December, and for those of you who were unfortunate enough to be affected you are probably busy getting your homes, cars and business’s back to normal again and wondering how the Insurance industry is going to

Dec 20, 2016
Marbella Floods

How will your insurance company deal with your claim after the floods?

The heavy rains of last weekend have left many people wondering how their Insurance policy will respond to the damages caused. The nature and intensity of the rainfall means that instead of being picked up by the Insurance Companies, the majority of the claims will be dealt with and indemnified by the Consorcio. So who

Dec 13, 2016
Robo en casa

Burglary at home while being abroad

It is difficult to comprehend what a profound affect a burglary would have on you unless you have actually experienced it.

Sep 21, 2015
Siniestro de hogar

5 Steps to face a household insurance claim

5 steps on how to deal with a household insurance claim, what your duties and responsibilities are as well as the insurance company’s duties and responsibilities.

Sep 07, 2015
The house in human hands

Variables to be considered for your home insurance in Spain

There are concepts you need to know when insuring your home in Spain. Home insurance is different depending on countries, and sometimes saving a little on the premium may leave you without cover in case of claim. Price is important, but the sum insured, the scope of coverage and the responsibility, are important too.

Jul 06, 2015
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