High value homes insurance

Product overview

We like to think of this area of our business more as a philosophy than a product and it has been designed for those clients who demand the comfort of superior levels of cover and service.

All Risks Cover

Buildings, contents, fine art, antiques, collections and jewellery are covered on an “All Risks” basis anywhere in the world. Accidental physical loss or damage - for example spillage of paint on a wooden floor or carpet, or accidental breakage of a vase - is covered as well as perils such as fire, storm and theft.

Specialist cover for antique collections, fine art and jewellery

We understand that providing cover for valued possessions requires a different approach to what the mainstream market can offer, which is why we seek to arrange full cover for depreciation of value as well as restauration of damaged antiques or artworks.

No restrictive Policy conditions

We aim to provide you with plain and simple policy wordings which are designed to not restrict your cover unfairly, for example there would typically be no under insurance penalty after a loss

Your liability to others

This is automatically covered upto € 3.000.000 and extends to include Employers Liability designed to cover staff such as gardeners, cleaners, maids etc..

Multiple properties

If you own several properties, you can put them all under one policy, benefiting from the convenience of a single renewal date and less paperwork.

Claims Service

At a difficult time you should expect to be dealt with in an efficient and courteous manner, and we are committed to exceeding your expectation in this regard. We will deal with claims quickly and fairly, and will strive at all times to minimise bureaucracy and cause as little disruption to your life as possible.