5 steps on how to deal with a household insurance claim, what your duties and responsibilities are as well as the insurance company’s duties and responsibilities.
Recent headlines show that company managers and directors are increasingly subject to greater regulation and pressures. Managers and directors are considered legally responsible both for the mistakes and omissions in the management of their company. Therefore, a manager and his/her family could see his/her assets at risk, in addition to suffering other economic or reputational damage that will require expert advice.
IT consultant is a profession on the rise in the labour market, which is not risk-free and therefore requires increasingly specialized protection. Furthermore, the customers of IT consultants’ services are becoming increasingly better informed and more demanding.
The Governor of the Bank of Spain recently declared that "the public pension system will not guarantee the future level of pension expected by Spaniards" and it will be necessary to supplement pensions with private savings. The population of retirement age gradually increases; birth rate decreases. There will be more pensioners but fewer contributors in the future.
The art market is still alive and has found a way of growth in the online market. Thanks to the Internet it is easier to find new artists, new works, prices... But the online art market doesn’t bring solely advantages: it also presents some risks and dangers.
The added value of insurance brokers (watch the video here). Video made by ADECOSE, our professional body.
A client of a hotel located in the Canary Islands suffered an accident in 2006. The result: physical and psychological extensive damages to the injured person, who has been left seriously incapable for work, and millions in compensation that the Spanish hotel will have to face.
Title Insurance provides invaluable protection for your Title and will make the purchase of a property much safer. Houses without First Occupation License or with certain irregularities won’t be a problem. Protect it from 18 potential risks.
The welfare state in Europe is basically no longer sustainable. Luckily the insurance industry is starting to respond with a wider variety of products to an increasing demand for private health insurance. Currently health insurance products in Spain fall into two main categories and premium rates tend to be very competitive.
There are concepts you need to know when insuring your home in Spain. Home insurance is different depending on countries, and sometimes saving a little on the premium may leave you without cover in case of claim. Price is important, but the sum insured, the scope of coverage and the responsibility, are important too.