The Governor of the Bank of Spain recently declared that "the public pension system will not guarantee the future level of pension expected by Spaniards" and it will be necessary to supplement pensions with private savings. The population of retirement age gradually increases; birth rate decreases. There will be more pensioners but fewer contributors in the future.
The art market is still alive and has found a way of growth in the online market. Thanks to the Internet it is easier to find new artists, new works, prices... But the online art market doesn’t bring solely advantages: it also presents some risks and dangers.
The added value of insurance brokers (watch the video here). Video made by ADECOSE, our professional body.
A client of a hotel located in the Canary Islands suffered an accident in 2006. The result: physical and psychological extensive damages to the injured person, who has been left seriously incapable for work, and millions in compensation that the Spanish hotel will have to face.
Title Insurance provides invaluable protection for your Title and will make the purchase of a property much safer. Houses without First Occupation License or with certain irregularities won’t be a problem. Protect it from 18 potential risks.
The welfare state in Europe is basically no longer sustainable. Luckily the insurance industry is starting to respond with a wider variety of products to an increasing demand for private health insurance. Currently health insurance products in Spain fall into two main categories and premium rates tend to be very competitive.
There are concepts you need to know when insuring your home in Spain. Home insurance is different depending on countries, and sometimes saving a little on the premium may leave you without cover in case of claim. Price is important, but the sum insured, the scope of coverage and the responsibility, are important too.
'Golden rules' for anyone seeking to buy private health insurance, or indeed for those who already have it, but who want to avoid any nasty surprises in the event of a claim.
General The recent turmoil in the worlds economy has served to highlight that the welfare state in Europe as we know it, is no longer sustainable. One of the consequences will be that the way in which Governments provide healthcare will experience a major upheaval, with more onus being placed on individuals to bear a
An accident in your home does not just have financial consequences; it may have other effects that disrupt your everyday life. At Op de Beeck & Worth we have an in-house department exclusively to handle claims and we are by your side every step of the way. Below is a guide to the key points involved