From 1 January 2014, the maximum contribution base will be €3,597/month and the minimum will be €875.70/month. Self-employed workers under 47 on that date can choose a base between those two limits. Those who are 47 years old will also have the same choice if their contribution base was more than €1,888.80/month in December 2013.
The death of a loved one is a very sad and troubled time when you also have to deal with countless arrangements including the burial, the funeral and bureaucratic procedures. Added to this, very high costs start to pile up if you are not covered by insurance. For people who live abroad it is even more complex and costly. That is why it is so important to have an insurance policy and a professional organisation offering you the support you need without worrying about the cost.
Just 19% of companies in Spain have taken out Directors and Officers Insurance; yet we are living in an especially complex and demanding environment in which customers, suppliers and employees expose officers of companies large and small to risks and claims.
There are more than three million self-employed people and over a million SMEs in Spain. Although the financial crisis has hit SMEs and self-employed people particularly hard, according to data provided by the Ministry of Employment and Social Security (ME&SS), SMEs account for 98% of companies in Spain.