Regular Savings Plans

    With western governments under enormous financial pressures, it becomes increasingly important to be in control of one's own financial destiny, and unless one is fortunate enough to receive a considerable inheritance, win the lottery or get some other form of windfall, this generally means establishing a regular savings habit.

    With the objective of constituting a nest egg for the future or indeed a rainy day, one of the most popular methods is to take out a regular savings plan which is simply a "regular saving discipline" over a set number of years. Upon maturity (or earlier in some circumstances) you will be paid a lump sum.

    These plans aim for long term growth, and should be viewed as long term commitments, as it is only once your fund has grown over a number of years that the exponential effects of compound interest start to kick in.

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