The self-employed and independent professionals also need to insure the damages that arise in their offices or where they carry out their commercial activity.
Our material damage policies are designed to insure the buildings and contents of our commercial clients, offering protection against all major perils including fire, lightning, explosion, water damage, theft etc…
Self-employed traders / professionals seeking to insure their business premises and contents.
We offer the possibility of configuring the insurance according to your needs, but basically we offer two options: multi-risk and all-risk.
Multi-risk insurance is a defined risks policy which provides cover for all major perils, whereas an All Risks policy covers all eventualities unless specifically excluded.
Among the most important covers are:
- Fire, lightning explosion.
- Electrical damage.
- Water leakage.
- Rain, hail, wind and snow.
- Loss of profits as a result of a covered claim.
- Additional operating costs.
- Aesthetic damage.
What our customers say
Thank you for the excellent service.
A friend recommended your company to me years ago and I'm glad I listened to her advice. I have worked with quite a few companies and have rarely had a claim. However, compared to other insurance policies I have occasionally had a claim with (car, dog, ...), your service is top notch: personal service, immediate response, competence and a real personal and individual way you treat your clients.
Thank you very much
The response I received has been very professional, personalised, friendly and close at all times. I have been able to contract a product and service that perfectly suits my needs, when I was faced with several interesting proposals. A success.
All the team members I have dealt with have been professional, patient, polite and friendly. They have dealt with several difficult situations for me and have gone above and beyond to help me. Their advice and judgements have been sound and reliable, so I have always felt safe knowing that I was being well looked after. As an expatriate who does not speak Spanish, life in Spain would be much more difficult without the support of this company.
There is no doubt in my mind that I would recommend Op de Beeck & Worth for a much needed peace of mind.