The Construction sector has different regional and regional agreements. If the region in which you operate does not have a specific agreement, the prevailing standard is the State Agreement. This agreement indicates the obligations that construction companies have to guarantee the protection of their employees. It is therefore a compulsory insurance.
Any company operating in the Construction sector and employing staff under the Convenio de Construccion, is required by Law to have this Group Personal Accident cover in place.
The accident insurance makes a single payment in the event of death or disability due to an accident. In the event of death, the payment is made to the beneficiaries designated in the policy.
The level of cover required will vary from one agreement to another, but the State Agreement requires a minimum of 47,000 Euros for
- Death due to an accident at work.
- Absolute permanent disability due to an accident at work.
- Major disability due to accident or illness at work.
- Temporary, permanent or partial disability.
- Hospitalisation allowance.
Dependency module. Optional coverage:
- Medical Hospitalisation
- Absolute Disability Income
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We will be happy to help you protect everything you need in your company.
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What our customers say
Thank you for the excellent service.
A friend recommended your company to me years ago and I'm glad I listened to her advice. I have worked with quite a few companies and have rarely had a claim. However, compared to other insurance policies I have occasionally had a claim with (car, dog, ...), your service is top notch: personal service, immediate response, competence and a real personal and individual way you treat your clients.
Thank you very much
The response I received has been very professional, personalised, friendly and close at all times. I have been able to contract a product and service that perfectly suits my needs, when I was faced with several interesting proposals. A success.
All the team members I have dealt with have been professional, patient, polite and friendly. They have dealt with several difficult situations for me and have gone above and beyond to help me. Their advice and judgements have been sound and reliable, so I have always felt safe knowing that I was being well looked after. As an expatriate who does not speak Spanish, life in Spain would be much more difficult without the support of this company.
There is no doubt in my mind that I would recommend Op de Beeck & Worth for a much needed peace of mind.