The self-employed and independent professionals are just as likely to suffer attacks as large corporations, if not more so, and the consequences are likely to have a greater impact. A cyber-attack on a small business can bring it to a standstill, as well as cause significant financial damage to the business, which may even jeopardise its viability. It can also lead to claims for the theft of confidential client data.
A recent CISCO study found that 40% of SMEs that faced a cyber-attack experienced at least eight hours of downtime. Downtime accounts for much of the overall financial damage from a security breach.
Cyber insurance is aimed at all types of professionals, regardless of their activity (although there are some exceptions).
A car repair shop, a dentist, a consultant or a lawyer may see their activity compromised after a cyber-attack. They may also face a data leakage problem that can result in heavy penalties.
This insurance is suitable for you if you use digital tools in your business, such as emails, digital sales or e-commerce or handle customer information in databases, regardless of whether they are in the cloud.
On average, it is estimated that a cyber-attack can cost an SME around €100,000. In the world of data and technology, no one is immune from an incident. An employee can accidentally open an email that looks genuine and let in malware that crashes the system; a phishing attack can cause us to lose money; a mailing can infect customers and lead to a complaint.
We can have high levels of preparedness, but unfortunately it is never enough. In the event that our business is affected, a cyber insurance means you will have the best professionals to help recover your systems and provide you with all the expert assistance you need, as well as compensation if your activity is interrupted.
In addition, it is important to have a partner who cares about a good prevention of its customers in terms of cybersecurity, so we have preventive services and share continuous protection recommendations.
The policies we distribute at Op de Beeck & Worth combine the best preventive, emergency assistance in the event of cyber attack and indemnity coverages in the market. Among the main ones are:
- Incident response service
- Technology Liability
- Mitigation expenses
- Insured Losses
- Technological fraud
What our customers say
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All the team members I have dealt with have been professional, patient, polite and friendly. They have dealt with several difficult situations for me and have gone above and beyond to help me. Their advice and judgements have been sound and reliable, so I have always felt safe knowing that I was being well looked after. As an expatriate who does not speak Spanish, life in Spain would be much more difficult without the support of this company.
There is no doubt in my mind that I would recommend Op de Beeck & Worth for a much needed peace of mind.