Group life insurance protects employees and allows family members financial security if something happens to the insured. It is one of the most valued benefits for employees and is a powerful loyalty tool.
Op de Beeck & Worth is at your disposal to help you reward and retain your employees with insurance plans tailored to your needs.
Companies and SMEs that wish to offer a salary supplement to their employees, providing them the possibility of taking out a life insurance policy within the company group, which makes the premium more competitive. Among the main advantages is a greater loyalty of talent.
For corporate groups we can create tailor-made plans with a wide range of limit options, customised to the needs of the group.
Group insurance improves employee loyalty and employee commitment to the business.
Companies that take out group life insurance also have access to better advantages and more competitive premiums; no medical check-up is required; and the maximum contracting date can be up to 70 years of age.
Finally, it offers tax advantages, as the premium is fully deductible in the corporate tax of the contracting company.
The life insurance policies we sell mainly cover the death of the insured person. In addition, the policy can be configured with different optional covers that add more guarantees for the insured, such as permanent disability or, for example, severe dependency.
As a breakdown of the coverage we have:
- Advance Death Capital
- Advance payment of ISD (Inheritance and Donations Tax)
- Absolute Permanent Disability
- Total Permanent Professional Disability
- Death due to Accident
- Absolute Permanent Disability due to Accident
- Death due to Traffic Accident
- Absolute Permanent Disability due to Traffic Accident
- Simultaneous Death of Both Spouses due to Accident
- Serious Illness / Serious Terminal Illness
- Male and Female Cancer
- Severe Dependency and Major Dependency
Accident insurance normally covers death as a result of an accident. In the case of life insurance, death from any cause, natural or accidental, is covered.
They are perfectly cumulative.
What our customers say
Thank you for the excellent service.
A friend recommended your company to me years ago and I'm glad I listened to her advice. I have worked with quite a few companies and have rarely had a claim. However, compared to other insurance policies I have occasionally had a claim with (car, dog, ...), your service is top notch: personal service, immediate response, competence and a real personal and individual way you treat your clients.
Thank you very much
The response I received has been very professional, personalised, friendly and close at all times. I have been able to contract a product and service that perfectly suits my needs, when I was faced with several interesting proposals. A success.
All the team members I have dealt with have been professional, patient, polite and friendly. They have dealt with several difficult situations for me and have gone above and beyond to help me. Their advice and judgements have been sound and reliable, so I have always felt safe knowing that I was being well looked after. As an expatriate who does not speak Spanish, life in Spain would be much more difficult without the support of this company.
There is no doubt in my mind that I would recommend Op de Beeck & Worth for a much needed peace of mind.